Are you looking for an auto insurance company that offers excellent customer service, affordable rates, and a range of coverage options? Then look no further than USAA. In this review, we will take a closer look at what USAA has to offer and help you decide if it’s the right auto insurance provider for you.
What is USAA?
USAA stands for United Services Automobile Association and was founded in 1922 by a group of military officers who were having difficulty obtaining auto insurance. Today, USAA is one of the largest financial services providers in the United States, serving over 13 million members, including active and retired military personnel and their families.
USAA Auto Insurance Coverage Options
USAA offers a range of coverage options, including liability, collision, comprehensive, uninsured motorist, and personal injury protection. They also offer additional coverage options, such as roadside assistance, rental reimbursement, and accident forgiveness.
One of the great things about USAA is that they allow you to customize your coverage to meet your specific needs. You can choose your deductible, coverage limits, and even add on extras like glass coverage or pet injury coverage.
USAA Auto Insurance Rates
When it comes to auto insurance rates, USAA is known for offering some of the most affordable rates in the industry. In fact, USAA is consistently ranked as one of the cheapest auto insurance providers in the country.
However, keep in mind that USAA is only available to military members and their families. While this may limit their customer base, it also allows them to offer lower rates to their members.
USAA Auto Insurance Discounts
In addition to their already low rates, USAA offers a range of discounts to help you save even more money on your auto insurance. Some of the discounts available include:
- Safe driver discount
- Defensive driving course discount
- Good student discount
- Multi-vehicle discount
- Multi-policy discount
USAA Auto Insurance Customer Service
One of the things that sets USAA apart from other auto insurance providers is their exceptional customer service. USAA consistently receives high ratings for customer satisfaction, and they have a reputation for being responsive, helpful, and easy to work with.
USAA also offers a range of tools and resources to help you manage your policy and file claims, including a mobile app, online account management, and 24/7 customer support.
USAA Auto Insurance Claims Process
If you need to file a claim with USAA, you can do so online, over the phone, or through their mobile app. USAA has a reputation for processing claims quickly and efficiently, and they offer a range of tools to help you track the status of your claim and get updates on when your payment will be issued.
USAA Auto Insurance Financial Strength
USAA has a strong financial rating, which means you can trust that they will be able to pay out claims when you need them to. They have an A++ rating from A.M. Best, which is the highest rating possible.
Final Thoughts: Is USAA Auto Insurance Worth It?
If you are a military member or the family member of a military member, then USAA is definitely worth considering for your auto insurance needs. They offer affordable rates, a range of coverage options, and exceptional customer service. Plus, with their strong financial rating, you can trust that they will be there for you when you need them most.
Overall, we highly recommend USAA auto insurance for anyone looking for a reliable and affordable auto insurance provider.