JSMedia – If you’re looking for cheap car insurance, you may be missing out on discounts. There are many auto insurance discounts available that you may not even realize you’re missing. There are numerous ways to get cheaper insurance. The following are some of the more common discounts offered by car insurance companies. By taking advantage of these, you can save money on your policy. Listed below are some examples of common discounts. Read on to find out more!
Credit history is a major factor in determining your insurance premium. Most insurance companies automatically apply this discount when you get a quote. If your vehicle has an anti-lock braking system (ABS), you can save as much as 5% on your premium. However, if you have a clean driving record, you may not be able to qualify for this discount. If you’ve never had an accident, you could still qualify for this discount.
Another way to save money on your auto insurance policy is to choose a company that offers auto-pay. Most insurers offer an auto-pay option that automatically deducts payments from your bank account or credit card. Signing up for auto-pay can help you save money on your insurance premiums. In addition, you can get a discount if you pay your bill in full or early. Some insurers even offer discounts for honor roll students.
Auto Insurance Discounts You May Be Missing
In addition to these discounts, you may also be missing out on other types of discounts. If you have more than one car, you may be eligible for a multi-car discount. This discount can range anywhere from 8% to 25%. You can also get discounts on safety equipment like air bags and personal injury protection. Generally, these discounts are small and unnoticeable. In addition to your driving record, you may also be eligible for a new car discount. This discount ranges from 10% to 15%.
Another popular discount is a driver history discount. These discounts are offered to good drivers with a clean driving record. In addition to a good driving record, you can also qualify for several other discounts, such as those for having multiple cars and staying with a single carrier. The more cars you have, the lower your premiums will be. You may be missing out on a big discount that you otherwise wouldn’t have.
A good driving record is important for a low-mileage discount. A clean driving record will ensure that you pay less for your insurance. If you’re a good driver, you can also get a safe driver discount. This discount varies from company to company, but you may be eligible for it. Some companies even offer additional incentives for safe driving. You’ll have to research to find out what your specific company offers.
If you have multiple cars, you may be eligible for discounts. Some insurers allow you to insure roommates, family members, and more than one vehicle for a discounted rate. Getting a discount for all of your insurance policies from one company can save you a lot of money. This is a great way to save money on your auto insurance. If you have multiple cars, you should consider getting a discount for each of them.
Lastly, some insurers offer discounts for paying premiums in advance. These discounts usually range from 5% to 10%, but it depends on the company. Usually, these discounts only apply to vehicles that are less than three years old. By putting in the effort to save money on car insurance, you can get an affordable policy. You can also take advantage of many different auto insurance discounts if you are a homeowner.
It’s best to ask your insurance provider for a discount when you’re buying auto insurance. You may be surprised by how much you can save by applying for a discount. For example, if you have a good driving record, you can get a 10% discount from your car insurance company. And if you have a student driver, you can get a discount for that, as well.