When it comes to auto insurance, you want a provider that you can trust to protect your vehicle and your finances. The Hartford is a highly-rated insurance company that has been providing coverage to drivers for over 200 years. In this review, we will take a closer look at The Hartford auto insurance and what it has to offer.
What is The Hartford Auto Insurance?
The Hartford is an insurance company that offers a wide range of coverage options, including auto insurance. With over 200 years of experience, The Hartford has built a reputation for providing reliable and comprehensive coverage to its policyholders.
One of the unique features of The Hartford is its partnership with AARP. The company offers special discounts and benefits to AARP members, including savings on auto insurance premiums.
Coverage Options
The Hartford offers a variety of coverage options to meet the needs of different drivers. Some of the coverage options include:
- Liability coverage
- Collision coverage
- Comprehensive coverage
- Uninsured/underinsured motorist coverage
- Personal injury protection
- Rental car reimbursement
With these coverage options, drivers can choose the level of protection that they need for their vehicle and their budget.
Discounts and Benefits
The Hartford offers a variety of discounts and benefits to help drivers save money on their auto insurance premiums. Some of these discounts include:
- Safe driver discount
- Bundle discount for combining auto and home insurance
- AARP member discount
- Good student discount
- Defensive driving course discount
In addition to these discounts, The Hartford also offers a 12-month rate protection guarantee. This means that your auto insurance rates will not go up for 12 months, even if you have an accident or file a claim.
Customer Service and Claims
The Hartford is known for its excellent customer service and claims handling. The company has a 24/7 claims hotline that policyholders can call to report a claim and get assistance. The Hartford also has a mobile app that allows policyholders to file a claim, track the progress of their claim, and view their policy information.
Policyholders can also manage their policy online through The Hartford’s website. This includes making payments, updating their personal information, and viewing their coverage details.
Pros and Cons
Like any insurance provider, The Hartford has its pros and cons. Here are some of the key advantages and disadvantages of The Hartford auto insurance:
Pros:
- Highly-rated for customer service and claims handling
- Offers a variety of coverage options to meet different needs
- Partnered with AARP to offer special discounts and benefits
- Provides a 12-month rate protection guarantee
Cons:
- May not be the cheapest option for auto insurance
- Discounts may not be available in all states
Conclusion
Overall, The Hartford is a highly-rated auto insurance provider that offers a variety of coverage options and discounts to meet different needs and budgets. The company’s partnership with AARP provides additional benefits to members, and its 12-month rate protection guarantee gives policyholders peace of mind. While The Hartford may not be the cheapest option for auto insurance, its excellent customer service and claims handling make it a great choice for drivers who value quality coverage and support.