When it comes to finding the best car insurance, there are a plethora of options out there. But have you heard about Root auto insurance? Root is an app-based car insurance company that claims to offer personalized quotes based on your driving habits. In this article, we’ll take a closer look at Root auto insurance reviews to help you decide if it’s worth your money.
What is Root Auto Insurance?
Root auto insurance is a relatively new car insurance company that was founded in 2015. Unlike traditional car insurance companies, Root uses an app to track your driving habits and offers personalized quotes based on how you drive. The company claims that this method allows them to offer lower rates to safe drivers.
How Does Root Auto Insurance Work?
To get a quote from Root auto insurance, you’ll need to download their app and complete a test drive. The app will track your driving habits for a few weeks and then provide you with a personalized quote based on your driving skills. If you decide to purchase Root auto insurance, the app will continue to track your driving and adjust your rates accordingly.
Pros of Root Auto Insurance
There are several pros to using Root auto insurance:
- Personalized quotes based on your driving habits.
- Potentially lower rates for safe drivers.
- Excellent customer service.
- The app is easy to use and provides detailed feedback on your driving habits.
Cons of Root Auto Insurance
As with any car insurance company, there are also some cons to using Root auto insurance:
- The app may not accurately track your driving habits.
- Root is not available in every state.
- Some drivers may find the test drive intrusive or uncomfortable.
- Root does not offer traditional discounts, such as multi-car or multi-policy discounts.
Root Auto Insurance Reviews: What Customers Are Saying
Overall, Root auto insurance reviews are mixed. Some customers rave about the personalized quotes and excellent customer service, while others complain about the app’s tracking accuracy and lack of traditional discounts.
One customer wrote, “I love Root auto insurance! The app is so easy to use, and I’ve saved a ton of money on my car insurance since switching to Root.”
On the other hand, another customer wrote, “I was excited to try Root auto insurance, but the app didn’t accurately track my driving habits. I ended up paying more for my insurance than I would have with a traditional car insurance company.”
Is Root Auto Insurance Worth Your Money?
So, is Root auto insurance worth your money? The answer depends on your driving habits and personal preferences. If you’re a safe driver and don’t mind the app tracking your driving habits, Root auto insurance may be a great option for you. However, if you’re uncomfortable with the idea of being tracked or prefer traditional discounts, you may want to stick with a more traditional car insurance company.
The Bottom Line
Overall, Root auto insurance is a unique car insurance company that offers personalized quotes based on your driving habits. While there are some pros and cons to using Root, the company may be worth considering if you’re a safe driver and looking to save money on your car insurance.