Are you looking for a reliable and affordable auto insurance provider? Look no further than Erie Insurance. With over 90 years of experience in the industry, Erie has established itself as a trusted name in the world of auto insurance. In this review, we’ll take a closer look at what Erie has to offer, including their coverage options, customer service, and pricing.
Coverage Options
Erie offers a variety of coverage options to help protect you and your vehicle. Their standard policies include liability, collision, and comprehensive coverage. In addition, they offer a number of optional coverages, such as roadside assistance and rental car reimbursement.
Another unique feature of Erie’s coverage options is their “lock in” rate. This means that your premium won’t increase due to a claim or accident, as long as you’ve been a customer for at least three years.
Customer Service
Erie is known for their exceptional customer service. They have a 24/7 customer service line, as well as a mobile app that allows you to easily access your policy information and file a claim. Additionally, Erie has received high ratings for customer satisfaction from organizations such as J.D. Power and Consumer Reports.
Pricing
One of the biggest advantages of choosing Erie for your auto insurance needs is their affordable pricing. They offer competitive rates, and even offer discounts for things like safe driving and multiple policies. Additionally, Erie is a regional company, meaning they only operate in a few states. This allows them to focus on providing quality service to their customers in those areas, rather than trying to compete nationwide.
Erie’s Mobile App
Erie’s mobile app is a convenient way to manage your policy and file a claim. It allows you to view your policy information, make payments, and even access your insurance card. Additionally, you can use the app to file a claim, which will be reviewed by a claims adjuster within 24 hours.
Erie’s Auto Insurance Discounts
Erie offers a number of discounts to help you save on your auto insurance. Some of their most popular discounts include:
- Multi-policy discount
- Safety features discount
- Safe driver discount
- Youthful driver discount
- Vehicle storage discount
Pros and Cons of Erie Auto Insurance
Like any auto insurance provider, Erie has its pros and cons. Here are some of the main advantages and disadvantages of choosing Erie for your auto insurance:
Pros:
- Affordable pricing
- Excellent customer service
- “Lock in” rate to prevent premium increases
- Convenient mobile app
Cons:
- Only available in a few states
- No online quotes available
- Not as many coverage options as some competitors
Conclusion
Erie is a great choice for anyone in the states where they operate who is looking for affordable and reliable auto insurance. Their excellent customer service and convenient mobile app make managing your policy and filing claims easy, and their “lock in” rate ensures that your premium won’t increase after an accident. While they may not offer as many coverage options as some competitors, their competitive pricing and discounts make them a top choice for auto insurance.